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Guide

Comparing Credits and Duration Across Online Business Degrees

How US credit hours, UK credits, ECTS and Australian or New Zealand credit points work, and how to read full-time, part-time and 'as little as' durations.

Updated October 11, 2026 · Online Business Schools editorial team

Online business degrees describe their size in at least five different credit systems and their length in several different ways. A 45-credit MBA and a 180-credit MBA can both be full master's degrees. A program finished "in as little as 15 months" may take most students much longer. This guide explains what each unit measures and how to read durations, so you compare workload rather than labels.

US credit hours: semester and quarter

In the United States, degrees are counted in credit hours, and most institutions use semester credits. Arizona State lists its online BS in Accountancy at 120 total credit hours, delivered as 40 classes of 7.5 weeks each. Master's programs vary widely: Syracuse's MBA Online is 45 credit hours, and the University of Florida's online MBA is 32 or 48 credits depending on the format.

Some US institutions use quarter credits instead. Oregon State Ecampus requires a minimum of 180 quarter credits for its online business administration degree. Walden University lists 181 quarter credits for its BS in Business Administration and states that 1 semester credit equals 1.5 quarter credits. So a 180-quarter-credit bachelor's is roughly the same size as a 120-semester-credit bachelor's; the numbers differ because the unit differs.

Competency-based formats can use other units altogether. Capella University, for example, describes its BS in Business as 90 program points in its FlexPath format or 180 quarter credits in its GuidedPath format.

UK credits

UK credit is defined in terms of learning time. QAA's Higher Education Credit Framework for England says one credit typically represents 10 notional hours of learning, which can include class time, directed learning, independent study and assessment. The framework gives typical minimum volumes of 360 credits for a bachelor's degree with honours and 180 credits for a taught master's degree such as an MA or MSc.

Program pages follow that pattern with variations. The University of Birmingham describes its online MBA as a 180-credit, 24-month programme. Heriot-Watt's online MBA is nine courses totalling 190 credits.

ECTS

The European Credit Transfer and Accumulation System is used across the European Higher Education Area. According to the European Commission, 60 ECTS credits are the equivalent of a full year of study or work, a bachelor's degree consists of either 180 or 240 ECTS, and a master's degree usually equates to 90 or 120 ECTS.

QAA's framework links the two systems: a UK honours bachelor's of at least 360 credits equates to 180 ECTS, as long as the learning outcomes are consistent with the relevant European descriptor. That is roughly two UK credits per ECTS credit, but it is an alignment between frameworks, not an exchange rate you can apply to any module.

Real programs again vary. Atlantic Technological University's online part-time Bachelor of Business (Honours) carries 60 credits over two years because it is a top-up degree, the final stage for applicants who already hold earlier qualifications, not a full bachelor's from the start.

Australian and New Zealand credit points

Australian universities each set their own credit-point scale, so the numbers are not comparable between institutions. Three three-year bachelor's degrees in business show this clearly:

InstitutionStated credit requirementStated full-time duration
Deakin University, Bachelor of Commerce24 credit points3 years
CQUniversity, Bachelor of Business144 credit points3 years
Southern Cross University, Bachelor of Business288 credit points (24 equivalent units)3 years

The workload is similar; only the scale differs. New Zealand uses a national credit scale: Massey University describes its Bachelor of Business as 3 years full-time (360 credits).

Reading durations

Duration statements answer different questions, so read the wording closely.

  • Full-time vs part-time. CQUniversity lists its Bachelor of Business as 3 years full-time or 6 years part-time. Many online master's degrees are offered part-time only.
  • Typical completion. ASU says its online MBA is designed to be completed in approximately 21 months, with a maximum of three years.
  • Conditional minimums. "As little as" describes the fastest possible route under specific conditions. Syracuse says its MBA Online can be completed in as little as 15 months. Athabasca University says its Bachelor of Commerce can be finished in as little as 2 years on the post-diploma route or 4 years on the regular route of full-time study, so the short figure applies only to applicants with a qualifying diploma.
  • Maximum time limits. Johns Hopkins requires its Flexible MBA's 54 credits to be completed within six years. Arden University gives 3 to 9 years for its BA (Hons) Business Management.
  • Format names. The University of Florida's online MBA lists its "1-year" format as 16 months and 32 credits, and its "2-year" format as 24 months and 48 credits. The name of a format is not always its length.

How to compare two programs

  1. Compare like with like. Put programs at the same level side by side (bachelor's with bachelor's, master's with master's), then check each against its own national framework rather than against each other's numbers.
  2. Convert hours, not labels. If you need a rough sense of workload, use the definitions published by the framework (10 notional hours per UK credit, 60 ECTS per full year) instead of a fixed ratio.
  3. Check entry route. Top-up, completion and accelerated routes are shorter because they assume prior study. Confirm you meet those entry conditions before relying on the shorter duration.
  4. Find the maximum. The completion limit tells you how much flexibility you really have if work or family commitments change.
  5. Ask about transfer credit in writing. QAA notes that each provider decides what credit it will accept for transfer; credit earned elsewhere is not automatically counted.

Credits also drive cost when tuition is charged per credit; see understanding international tuition. On our compare page, we show each program's credits in its own system and its duration as published. Our methodology explains how we record them.

Sources

  1. European Credit Transfer and Accumulation System (ECTS) — European Commission, European Education Area — accessed October 11, 2026
  2. Higher Education Credit Framework for England (second edition, May 2021) — QAA — accessed October 11, 2026
  3. Accountancy (BS) online — Arizona State University — accessed October 11, 2026
  4. Online business administration degree — Oregon State University Ecampus — accessed October 11, 2026
  5. BS in Business Administration — Walden University — accessed October 11, 2026
  6. MBA (Online) — University of Birmingham — accessed October 11, 2026
  7. Online MBA — Heriot-Watt University — accessed October 11, 2026
  8. Bachelor of Business (Honours) in Business (Online, Part Time) — Atlantic Technological University — accessed October 11, 2026
  9. Bachelor of Commerce — Deakin University — accessed October 11, 2026
  10. Bachelor of Business (CL86) — CQUniversity Handbook — accessed October 11, 2026
  11. Bachelor of Business (2027) — Southern Cross University — accessed October 11, 2026
  12. Bachelor of Business — Massey University — accessed October 11, 2026
  13. Online MBA — Warrington College of Business, University of Florida — accessed October 11, 2026
  14. Bachelor of Commerce, General — Athabasca University — accessed October 11, 2026
  15. MBA Online — Whitman School of Management, Syracuse University — accessed October 11, 2026
  16. Online Master of Business Administration — Arizona State University — accessed October 11, 2026
  17. Business Administration (Flexible), MBA — Johns Hopkins University e-catalogue — accessed October 11, 2026
  18. BA (Hons) Business Management — Arden University — accessed October 11, 2026